How to open a Cathay United Bank account

國泰世華銀行

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How to open a
Cathay United Bank account

How to open a Cathay United Bank account圖片

If you have the Alien Residence Certificate

You’ll need

  1. The original copy of a valid Alien Residence Certificate (ARC)

    (issued by the Ministry of the Interior)

  2. A secondary identification document.

    (such as a driver’s license、Employee badge requires employee number)

  3. NT$1,000 cash: minimum opening deposit for demand savings deposit account
    NT$10,000 cash: minimum opening deposit for time deposit account

  4. The Tax Identification Number (TIN) of your nationality

    (for customers with foreign tax residency)

  5. Specimen chop

    (not required, can be replaced with a signature)

  6. Employee identification

Accounts you may apply

  1. No limitation.

 

Next step

Functions

Following functions will also be activated

  1. Online banking
  2. ATM card
  3. Foreign currency account
  4. Non-pre-designated account transfer service

 

Rights and Interests

Account Holder Rights and Interests

Transaction Limit
NTD/FCY
NTD Transfer
FCY Exchange
Over the counter
No limitation
*Specimen signature/original chop is required
Up to US$100,000 per transaction. Prior approval is required for any transaction in excess of the aforementioned limit.
Online
Pre-designed account transfer: Up to NT$2 million per transaction per day.
Non-pre-designated account transfer: Up to NT$50,000 per transaction; NT$100,000 per day; NT$200,000 per month.
*Two-factor authentication is required for non-pre-designated account transfer.
From a minimum of NT$500 to NT$500,000.

 

※The interest rate for demand savings deposits and time deposits is calculated and accrued based on the floating rate. A minimum of NT$5,000 is required to initiate interest accrual for demand savings deposits, and NT$10,000 for time deposits.

Why CUB

Cathay United Bank Advantages

  1. Easy access to your money with 165 branches and over 5,000 ATMs stationed in Taipei Metro stations, supermarkets and convenience stores.
  2. Supports 15 currencies for FCY deposit and 16 currencies for FCY exchange.
  3. E-statement

 

謹慎理財 信用無價

信用卡暨預借現金之各級別循環信用年利率為6.75%~15%(依本行信用評分制度定期評估,循環利率之基準日為104年9月1日)。
預借現金手續費:預借現金金額乘以3%加上新臺幣150元或美元5元,其他相關費用係依本行網站公告。
由特約商店提供之分期付款優惠,不另收取分期利息及其他相關費用,總費用年百分率為0%。

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