How to open a
Cathay United Bank account

If you have the Alien Residence Certificate
You’ll need
- The original copy of a valid Alien Residence Certificate (ARC)
(issued by the Ministry of the Interior)
- A secondary identification document.
(such as a driver’s license、Employee badge requires employee number)
- NT$1,000 cash: minimum opening deposit for demand savings deposit account
NT$10,000 cash: minimum opening deposit for time deposit account - The Tax Identification Number (TIN) of your nationality
(for customers with foreign tax residency)
- Specimen chop
(not required, can be replaced with a signature)
- Employee identification
Accounts you may apply
- No limitation.
Next step
Make an online reservation at our branches.
➡︎ Click here to download【Online Appointment】Webpage Instructions PDF
Functions
Following functions will also be activated
- Online banking
- ATM card
- Foreign currency account
- Non-pre-designated account transfer service
Rights and Interests
Account Holder Rights and Interests
| Transaction Limit | ||
|---|---|---|
NTD/FCY
|
NTD Transfer
|
FCY Exchange
|
Over the counter
|
No limitation
*Specimen signature/original chop is required
|
Up to US$100,000 per transaction. Prior approval is required for any transaction in excess of the aforementioned limit.
|
Online
|
Pre-designed account transfer: Up to NT$2 million per transaction per day.
Non-pre-designated account transfer: Up to NT$50,000 per transaction; NT$100,000 per day; NT$200,000 per month.
*Two-factor authentication is required for non-pre-designated account transfer.
|
From a minimum of NT$500 to NT$500,000.
|
※The interest rate for demand savings deposits and time deposits is calculated and accrued based on the floating rate. A minimum of NT$5,000 is required to initiate interest accrual for demand savings deposits, and NT$10,000 for time deposits.
Why CUB
Cathay United Bank Advantages
- Easy access to your money with 165 branches and over 5,000 ATMs stationed in Taipei Metro stations, supermarkets and convenience stores.
- Supports 15 currencies for FCY deposit and 16 currencies for FCY exchange.
- E-statement